Ko18
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KO18's
Virtual IBAN

vIBAN - Autoconversion

KO18 Off-Ramp
Seamless Stablecoin to Bank Transfers

KO18's vIBAN Off-Ramp feature allows users to convert stablecoins into fiat and receive funds directly in their bank accounts, with zero manual steps. Using wallet-based auto-routing, KO18 makes off-ramping fast, automated, and borderless.

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KO18 Off-Ramp

Supported Currencies

Payment Rails
USD
USD

SWIFT/ACH/RTP

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COP
COP

ACH

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BRL
BRL

PIX

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MXN
MXN

SPEI

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ARS
ARS

Bank Wire

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GBP
GBP

Faster Payments

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EUR
EUR

SEPA/SEPA INSTANT

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From Wallet
to Bank Instantly

KO18 enables quick and secure conversion of stablecoins to fiat across multiple blockchains. By linking wallet addresses to predefined rules, incoming stablecoin funds are instantly converted and sent directly to a connected bank account — with zero manual steps.

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Crypto to Fiat
Flow in 3 Steps

1vIBAN Assigned

Henry is assigned a unique vIBAN.

2Rule Setup

Fiat: EUR → Stablecoin: USDC → Blockchain: Ethereum → Wallet Address.

3Funds Sent

Henry sends €900 from his banking app to the vIBAN.

Start Buying & Selling Crypto

Trade your favorite cryptocurrencies quickly,
securely, and hassle free anytime, anywhere.

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