KO18's
Virtual IBAN
vIBAN - Autoconversion
is our top priority at KO18
Your Security is Our Top Priority At KO18, your money and personal data are safeguarded by the most advanced technologies and global compliance standards. We believe that trust begins with transparency and end-to-end protection.
Automated
Fiat On-Ramp
Convert fiat currencies (USD, GBP, EUR, BRL, ARS, MXN etc.) directly into stablecoins (e.g., USDC, EURC) using automated systems.
vIBAN
Technology
Your own dedicated virtual IBAN. Each user gets a unique vIBAN for fiat deposits. Incoming transfers are automatically identified and processed.
Auto
Conversion Rules
Funds, rules, and automation. Deposits are instantly converted to crypto based on predefined conversion rules – no manual action needed.
Direct
to Wallet
Stablecoins go straight to your wallet. Converted funds (e.g., USDC) are delivered directly to your designated crypto wallet - ready for use.
Supported Currencies
Smart Fiat to
Stablecoin Transfers
Help users seamlessly convert fiat (e.g., EUR) into stablecoins (e.g., USDC, EURC) across multiple blockchains using automated, user-specific rules.
START NOWdedicated IBAN
business wallet
Fiat-to-Crypto
Flow in 5 Steps
Henry is assigned a unique vIBAN.
Fiat: EUR → Stablecoin: USDC → Blockchain: Ethereum → Wallet Address.
Henry sends €900 from his banking app to the vIBAN.
The system converts and delivers 1,000 USDC to Henry's wallet.
The same vIBAN can be reused with the same rule.
See How Off-Ramp Works
Discover How Off-Ramp Works by KO18